In the age of rapid information transfer via electronic devices of every description, myth and misinformation are becoming more commonplace. That’s true for subjects like politics, health, personal finances, motherhood, fatherhood, and hundreds of other subjects. But for some reason, the topic of motherhood seems to get more than its share of attention from the myth makers and urban legend spinners. Here are a few of the latest tall tales making the rounds in cyberspace.

It’s Impossible for Moms to Help Kids Get Student Loans

Cosigning helps young applicants get approved fast. Any woman with college-aged children can help them get approved for a school loan by cosigning. In nearly every case, working adults have better credit than teens, who typically have no credit history or very little at all. Plus, not only does having an adult cosigner up the chances a youngster will get approved, but it also can get them lower interest rates. That means paying much less over the life of the loan as well as the chance to attend the college of their choice. For so many young people, getting a loan is the only way they’ll be able to earn a diploma. While there are scholarships and grants available, today’s high cost of schooling means that loan money is a necessary part of the education plan for high school grads.  [Read more…]

Everything changes once you have a baby, including your finances. In fact, how you spend your money is just as important as how much you save. So, as time your child grows, it’s important to have enough money put away to cover everything that might come up. Even if you just found out you’re expecting, it’s never too early to start preparing gif their future. In this article, we’ll talk about some of the costs you should be saving for – before and after birth.

Before Baby Arrives

Having a baby is expensive. Even if you have excellent health insurance coverage, every aspect of the delivery might not be covered by your insurance. In some situations, you might not have met your deductible and will still have to pay out of pocket. In other situations, additional procedures might not be covered under your policy. In any case, it’s important to start saving well in advance. If you’ve been planning on getting pregnant, then you might have already started to put more money away each month. If your pregnancy comes as a surprise, then it’s time to kick your money saving skills into action. Cut out unnecessary costs out of your budget, which may include eating out, getting your nails and hair done, and even shopping at expensive stores.  [Read more…]

Deciding to have a child is a serious decision. There are many factors to consider when deciding whether or not to have children. For some people, the decision is easy. They know they want to be parents and start a family right away. For others, it’s not so clear-cut. 

There is a strong amount of hesitancy when it comes to having a child nowadays. When looking at current birth rates, it’s evident that people are having fewer children and waiting until later in life to have them. This makes sense though, having a child is not something you necessarily want to rush into. 

There are several situations where you may want to wait to have children or at least consider waiting. We’ll go over five of them in this article. [Read more…]

Summer is a super fun season to have a birthday. Sunshine, blue skies and lush greenery entice families to head outside and experience the restorative influence of nature. In addition to gorgeous weather, many families also fill their schedules with vacations, family visits and extra time off from work. 

If your baby has a birthday this summer, there’s no shortage of fun ways you can celebrate. Although they might not remember the party, you will – and it’s an amazing opportunity to invite friends and family over to celebrate with you. You can enjoy the memories and pictures for years to come. Here are five exciting birthday surprises to throw for your summer baby.  [Read more…]