Many of your hobbies can be turned into business ideas that can make you money. As a digital photographer you take those beautiful photos that you have been taking, upload them to different sites and start earning royalties from them. Let your talent and hard work be rewarding…
Genevieve Gorder’s Baby Proofing Tips
TV Safety is Mounting
- Little ones love to crawl, climb and explore; mount your TV to capitalize on square footage as this will instantly add a more open look to any room and ensure safety by putting this appealing device out of little arms’ length
- Ideal for any interior design layout, SANUS® offers a complete line of TV wall mounts including full motion, tilting and fixed position
Reduce Clutter
- While surrounding furnishings are sure to add elegance to the space, clutter is never a good look; amend complexities so the viewer is not distracted when watching TV and your baby is not met with obstacles, etc.
- Avoid placing remote controls or other items in places where little ones might be enticed to climb up or reach for them
Bye, Bye Furniture
- By placing your Roku, BluRay and cable box on a shelf on the wall or behind a mounted TV you eliminate the need for furniture altogether – which means more useful square footage, and the elimination of your makeshift, indoor jungle gym
“Dress Up” Your AV Accessories
- Find essential accessories for your AV system and its surrounding décor, such as the SANUS® cable tunnels to hide TV and power cords, at www.SANUS.com; this way choking hazards stay concealed and everything is perfectly accessorized and styled safely
Things To Know When Remodeling Your Kitchen
Are you giving your kitchen a makeover this year? Maybe you already considered luxurious sinks and are ready to tackle a variety of other upgrade options.
Frameless Cabinets vs. Framed Cabinets
There are two standard types of kitchen cabinet constructions, frameless or framed.
Framed Cabinets
These cabinets have face frames. The doors attach to the frame. The face frame will have vertical styles and horizontal rails. Three variations make up this form of cabinetry. There’s traditional overlay, inset and full overlay. The difference between these categories is the face frame.
Frameless Cabinets
Frameless, or European, cabinets don’t have a face frame. Hinges are fastened to the interior of the cabinet. The door overlays the cabinet box so when the door is closed space is minimized. Maximizing drawer width and interior storage space, this construction offers a symmetrical look between door and drawer lines and easier access to the interior. Cabinet lines can vary with the door tightly hinged to the side panel. Frameless bottom cabinets may have legs.
Frameless Cabinets vs. Framed Cabinets
Framed are more common. The biggest disadvantage to utilizing this construction is that the trim boards tend to block access. That makes it a little difficult to fit large sized containers in them. You also won’t be able to install cabinet width pull out drawers.
Frameless cabinets will require greater stability. That’s because of the lack of trim boards that are standard in framed construction. Frameless cabinets will have thicker side panels. They also offer better accessibility to any contents.
Many contractors prefer frameless construction. For the eco-conscious, it’s considered green as it reduces the number of trees harvested for construction. The standard framed cabinetry project can use up to 30 board feet of wood. That’s about one-third of a tree. As the frameless doesn’t require that installation, it reduces the impact on forests and our carbon footprint.
On the other hand, with the three styles that framed cabinets offer there are more options for a unique look. You can choose overlay, full overlay or inset and then pick one of the many different styles and details to enhance the look. While frameless may have the same detail availability, they all come with the standard overlay look. Yet, it can still have a variety of appearances that include contemporary, country and traditional.
Ultimately, if it is frameless cabinets vs. framed cabinets, the bottom line is going to have to be personal preference and budget. Neither is particularly less costly than the other and both come with durability and quality. It’s simply two forms of construction that will look different.
3 Helpful Tax Season Tips For Your 529 Plan
As you are gathering up your W2 and 1099 forms these next two months, don’t forget to think about your 529 plan in the numerical soup of tax preparation. The College Savings Plans Network (CSPN)—the nation’s leading objective source about 529 college savings and prepaid tuition plans—offers the following tax time tips for 529 plans:
- If you do have a 529 plan: Start gathering your paperwork. Having tax documents and other paperwork ready at tax time will help your family prove any contributions to or withdrawals from a 529 plan. The 1099-Q tax form shows all withdrawals from your 529 plan account, including rollovers to another 529 plan. You are responsible for maintaining adequate records documenting that the funds were used for qualified education expenses or were rolled into another 529 plan. Families with students already putting their 529s to work should receive a 1098-T from their school reporting qualified expenses paid by or on behalf of the student. Make sure you keep receipts or check copies for any contributions so you have proof of who made contributions and when in case you need it.
- If you don’t have a 529 plan yet: Tax time is a great time to get started. All earnings grow free of federal income tax, and contributions are tax-free when used to pay for qualified higher education expenses at any eligible college, university, community college or accredited technical training school in the US or abroad. Along with the federal tax benefits, 34 states and the District of Columbia offer state tax deductions or credits for contributing to certain 529 plans. Learn more about getting started on CSPN’s website: CollegeSavings.org.
- When you get your refund: Reuse the refund for your 529 plan. Most people receive their tax refund within three weeks of filing their return. Instead of running to the mall for a trendy designer bag, invest the extra cash in your 529 plan. For the past two years, the average tax refund has been around $3,000– imagine the boost this would make in your college savings. Seizing the opportunity to invest what many people deem “bonus cash” could make a big dent as a loved one heads off to college.