How many of you have been able to keep your New Year’s resolution for improving your finances? Although most of us have good intentions when it comes to things like mastering our saving skills, we often struggle to achieve our goals. In fact, only around one in three American households manage to stick to their spending rules every month.
The trouble is that most of us are approaching saving with the wrong mindset.
You can use all the envelopes and cash-saving apps in the world, but you don’t approach spending with the right frame of mind, you’re never going to achieve your goals. [Read more…]
