Issue #30

This Week's Issue Includes:

Ask Our Subscribers - New!!!
Mom's Home Business Opportunity of the Week
Featured WAHM Site
Hot Spots To Advertise On
Work @ Home Classifieds
Featured Work @ Home Mom's Business
An Interview with a WAHM - Valerie OBrien from The Traveling Vineyard
Work @ Home Article - Budgeting Made Easy © Terri Seymour
WAHM Webmaster Resources
Featured Affiliate Program - Opportunity Classifieds Network
Other Resourceful Newsletters

Ask Our Subscribers

Do you have a question you would like to ask our fellow subscribers? We are creating this new section called Ask Our Subscribers to help you get your answers answered by fellow work at home moms.

To ask a queston please send your question to "advertising@mommyenterprises.com". Please put MMN Question in the subject line. After your question is received it will be posted in the next issue of The Making Money Newsletter For Moms. If your question receives an answer from our fellow subscribers it will then be posted in the following issue.

Attn: Subscribers - Answering the questions will be free advertising for you. When you answer a question your name, business name and link will be included with your answer. Yeah, FREE Advertising plus you will be helping out a fellow WAHM as well!

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Featured Work @ Home Website - Websites about Working @ Home - Current Ad Rates MMN2

Burning Candles Can Make You Rich!
Make money 3 incredible ways with Mia Bella's Soot
Free Soy/Veg Candles! From Home Parties to Fund
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Some of you moms may be on a shoestring advertising budget. 
Below are some inexpensive advertising ideas to help advertise your business.

Sponsored Ad - Current Ad Rates MMN5

Make $34K Per Year Swapping Recipes!
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Work @ Home Classifieds - Current Ad Rates MMN3

Undercover Wear Lingerie & Toys
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Visit www.bedroomthingz.com for more info.
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Real Women, Real Success, Working at Home
iMoms can show you how to be successful working at
home without selling anything and with NO risk!
FREE website, training, and ongoing unlimited support.
http:kimber57.internetmoms.net

Coffee and Success...A Perfect Match At CoffeeFair!
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"THE Greatest Internet-Based Home Business -- eBay And
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amazing new video will teach you a step-by-step system for
making money at home with online auctions... Click Here

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FREEBIES Of The WEEK

FREE Sample of Dole Fruit Bowls

Free Fingerprinting Kit from Diaper Express

FREE Fancy Feast Cat Food

Free Motherwear Catalog

Featured Work @ Home Mom's Business - Current Ad Rates MMN4

Work @ Home Article

Budgeting Made Easy
© Terri Seymour

I am a strong believer in budgeting because
even with the smallest of incomes, it can help
you make your money go farther. Budgeting
is not hard and you do not need a degree in
mathematics to be able to do it. You also do
not need expensive software or online programs
to write an effective budget.

First thing you need to do is make a list of all
your bills and expenses - monthly, weekly, quarterly,
etc. I do my budget by the week because we get
a weekly paycheck. Some people would do a monthly
or bi-weekly budget. For the example, I will do a
weekly budget.

So here is an example of a list of expenses:

Mortgage $250
Groceries $300
Heat $50
Phone $75
Electric $80
Internet $20
Cable $50
Insurance $60
Car Payment $200
Credit Cards $25, $75 and $100
Gas for car $100

Now to start your budget, you would put each bill
a week or two before it is due. For example, if
your mortgage is due on the 10th of the month, you
would either have it paid the last week of the month
before or the first week of the month.

Example budget using example bills listed above with
a income of $450 a week.

March 5
Internet $20
Groceries $75
Gas $25
Credit Cards $125
Insurance $60
-----------------------
Total $305

March 12
Car Payment $200
Cable $50
Groceries $75
Gas $25
---------------------
Total $350

March 19
Mortgage $250
Groceries $75
Gas $25
--------------------
Total $350

March 26
Groceries $75
Gas $25
Credit Card $75
Heat $50
Phone $75
Electric $80
----------------------
Total $380

Now this is your very basic and simple budget.
You would want to add in things like Christmas,
birthdays, taxes, etc. when appropriate. With
a tight budget, you would try to add those in when
you have an extra payday. These come every
third month, I do believe.

What you have left is for whatever you choose to
so with it. I would recommend that you add a
weekly amount for savings/investments to help
with the future.

Also, if you want to do a budget for your business,
I would suggest doing that separately.

I simply write my budget in a notebook and go over
it every week when I write out the bills. I also then
write out my grocery list for the weekly shopping.

I keep my budget, bills, monthly statements and such
in a folder type binder. Each month when I pay a bill,
I throw out the old statement and keep the new. This
helps me keep track of things also.

Yes, sometimes it is hard to stick to a budget, but
if you don't things could get much harder and the
bills could start stacking up.

Budgeting might sound complicated, but when you
use a simple method, it gets easy very quickly. You do
not need to be an accountant or to have a expensive
software program to help you do your budgeting. A
simple notebook of paper and an ink pen or pencil is
all you need. Oh, and a calculator to speed things up
a bit. ;-) Happy Budgeting!!!

******************
Terri Seymour owns and operates MyOwnEzine.com
Learn to publish and promote your own ezine.
mailto:subscribe@myownezine.com
Complete list of her articles for reprint please email:
mailto:myownezine-index@getresponse.com
Earn 50% with the MOE Affiliate Program
http://www.myownezine.com/moesalespage

WAHM Webmaster Resources

Free Meta Tag Generator

TrafficZap's FREE Link Popularity Checker

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Featured Affiliate Program

Opportunity Classifieds Network

Two tier affiliate program with 100% COMMISSION
(plus 2 cents a click) on all ads placed on the
Opportunity Classifieds Network through
the end of the year (up from the normal 30%).
An additional 5% commission on second-tier affiliates.

Other Resourceful Newsletters

Networking Direct ejournal is for home business owners
to find information on building better business, find articles that
help you promote, grow a sales force, improve your bottom line. To
subscribe visit: http://byourshoestrings.com/NWD.htm

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Advertising ~ advertising@mommyenterprises.com

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