Next month is my birthday and I will be 37 years old (did I just admit that?). Even though I wish I could say that I was only going to be 25, the truth is I am not getting any younger. Each day that goes by I am always thinking of the future. I not only think about my future, I think about my children’s future too!
Now that December 21, 2012 has passed, I feel a little more on ease about thinking about what the future has in hold for me. While I was not a firm believer in Doomsday, there was still always that “what if” thoughts in the back of my mind.
In the past when I was working on the clock for my last employer, I had health benefits and I also had a life insurance policy. The policy didn’t give my family a whole lot if something happened to me, but it would have definitely helped if something was to have happened to me. Back when I had life insurance I was also a lot younger and I didn’t even think much about having it. Now that I will be the big 40 in just a few years, I am now thinking more about my future and thinking I need to get some type of life insurance policy for my husband and I to protect the family in case of an unexpected death.
While many don’t want to think about their spouse passing away before them, the reality is that accidents happen and it is always better to be prepared. I watch the news daily rather it be on TV or online and see so many stories of things happening to people that you honestly think “it would never happen to me”. So this year in addition to all the goals I have already set, setting up an insurance policy for my husband and I is going to be something I will be adding to my list.
Do you currently have a life insurance policy to help your loved ones?
About Stefani
We have my husband insured since he’s the primary breadwinner, but not me.
My husband has a small one, but I do not. I hope to look into it soon!
we just upped my husbands insurance policy just in case.
My ex was, but I don’t have any on me.
Yes, my husband and I both have a life insurance policy.
We do but we need to up them a bit. As we get older I think about this much more often.
You know you got me thinking about this yesterday, right? I gotta figure it out!
We both have life insurance & are in the process of upping them. Even though I am no longer the primary breadwinner, we still need to ensure if something happens to me that the kids are cared for, the house is cleaned, and all those other things I do or cover from my business still get done.
(Oh, and don’t wait to get life insurance. We kept putting it off the first time and a week after we finally started the process I was diagnosed with Melanoma.)
Yes we have life insurance. It’s something we reevaluate every year and don’t think about the rest of the time. It’s important to have but it’s not fun to think about.
I think about this too and I really need to get going on this!! It is very important to have life insurance especially when there are children to think of
I’ve had life insurance since I was 21! and I have it on my kids too which reminds me I need to go see my agent on somethings I never added the younger boys
I make sure to pay my premium monthly! DOn’t want others to have to worry with how they will bury me.
My husband and i both have an insurance policy.
We have to do this..
This is one of my goals this year and I was also worried about 12/21.
I AM going to be 25, but I wish I was going to be 37! The grass is always greener, right?
BTW you do NOT look like you’re 36!
We have them through my husbands job.
We have life insurance but need to work on retirement
I purchased term life insurance in my early 20s. Now I wish I could go back and make it a whole life insurance policy. At least if something were to happen to me in the next 20 or so years, my kids and husband will be well taken care of.
We do have life insurance and have it for our daughter as well. All is dependent on the loss but having something for the surviving family is loving even if it’s enough to cover the burial, cremation, whatever. It’s not a nice thought nor a welcome expense but we’ve seen ones without it and the extra costs were so hard on their spouse/family.